KNOWLEDGE - INTEGRITY - SPEED
Whilst we are primary funders for commercial finance, before we agree to lend our own money to you, we will undertake an appraisal of your circumstances to try and establish if more favourable options as an alternative to bridging finance, may be available to you. With your consent, we may refer you to a third party to assist further.
We are refreshingly different to corporate finance. We're fast; when we say yes, we mean yes. And we follow-through on our promises. This means you can move ahead with your plans positively and confidently, in the knowledge that we are behind you.
We are a very experienced, local, independent, primary lender. With just four principal decision-makers we have no complex hierarchy and are able to decide whether we can support your borrowing needs very quickly and with certainty.
I need a lender who I can rely on. One that can make quick decisions, stick to them and provide funds promptly. Panacea delivers on this for me, time after time.
Graham Smith - Director, Saxilby Construction Limited
The four directors and decision makers collectively have over 90 years experience in the provision of finance to small and medium sized enterprises and the self-employed.
Our broad and deep sector experience spans across all types of commercial and residential finance. If our own funding is not the only option for you, we will tell you. Our understanding of the wider market enables us to signpost you to other appropriate lenders. When we do this for our clients, some opt to use one of the alternative choices we suggest, as these potentially offer better terms. Others still borrow from us as it is easier, quicker or more certain.
Panacea provided me with the finance to develop property when no one else would. I drew the money down as I required it, (thereby reducing the cost of borrowing) and when unforeseen events occurred and I needed more money, they provided it to me, twice! Then, when I had finished the development they assisted me in obtaining cheaper long-term funding with another lender.
Neil Cartwright - Director, Serviset Properties Limited
Whilst our primary business is lending, the most important aspect of our business is you, our client. We are not here to lend you money just because we can. We want to build a long standing, trusting business relationship with you and if that means that you never actually borrow from us, but always go somewhere else, then that's fine. We have done our job.
Our strength is not in offering the cheapest money that you can borrow in the market. There are a considerable number of lenders offering lower priced money, including some bridging companies. Panacea's strength is about delivering an exceptionally knowledgeable service with integrity, speed, efficiency and certainty. This is the ethos that runs through the very core of our business.