• What we will lend for

    Short-term business finance - £50k to £1m+ - with a decision within 24 hours.

    If you need fast funding and high street lenders are taking too long to make a decision (risking delays to your project) Panacea's highly experienced and knowledgeable principals will make a firm decision within 24 hours. This means you can draw down funds as soon as your solicitor is ready. Read more about this here.

    Tight transaction deadlines, such as property purchased at auction

    Gap funding, such as early stage finance prior to a long-term lender committing their support

    Cashflow challenges, short-term cash needs to cover tax, VAT or other temporary demands

    Replacing or sitting behind an existing finance provider

    Speak to us if you have an impaired credit history, we will consider your project

    Typical lending projects

    Residential property (not primary residence or any FCA regulated residential property)

    Commercial property

    Mixed residential/commercial projects

    Houses of Multiple Occupancy (HMOs)

    Property in need of renovation or conversion

    Typical borrowers

    Sole traders/proprietors


    Limited companies (Ltd)

    Limited Liability Partnerships (LLPs)

    Special Purchase Vehicles (SPVs)

  • I needed business funds for cash flow very quickly. I knew that I may have been able to obtain the money at a lower cost from other lenders, but certainty and speed were more important to me on this occasion. Panacea provided the money within 2 weeks of me requesting it, having completed their security over one of my properties.

    Dr Sharaf Salem - Property Developer

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