Legal & Copyright
Use of our web site
We offer our web site as an online information and communications service that we hope you will find informative. There are a few rules that our visitors must follow when using our site, so we ask all our visitors to read these General Terms and Conditions ("Agreement") carefully.
Please be sure to read this Agreement carefully, especially the disclaimers and limitations of our liability, since use of this site constitutes your acceptance of, and agreement with, the terms and conditions set out in this Agreement.
We do not intend to make changes to our terms and conditions very often but reserve the right to do so. However, it is always a good idea to doublecheck when you visit our site to ensure that you have read and agree with our most current terms and conditions. Any change in our terms and conditions will be prospective only. We generally do not make any changes to our terms and conditions that have a retrospective effect unless legally required to do so. Your continued use of this site after that time will constitute your acceptance of any new or amended terms.
All copyrights and other intellectual property rights in the artwork, graphics, text, video and audio clips, trademarks, logos and other content available on this web site ('Content') are owned by our company or used with permission.
Although you can copy any part of this web site to your own computer for your personal use, you may not copy or incorporate any of the Content available on the web site into any other work, including your own web site, or use the Content in any other public or commercial manner. That means you may not post or redistribute any portion of our web site unless you have written permission from us to do so. That also means that our company retains full and complete title to all such Content, including any downloadable software or code, any images incorporated in or generated by the software, and all data accompanying it. You must not copy, modify, reproduce, upload, transmit, distribute, disassemble or otherwise convert it to another form.
You may not change any of the notices regarding copyright, trademarks or other marks that may accompany the Content. If you want to link to the home page of our site, that's acceptable, but please don't use our Content in your own site. You may not deep link (i.e., link to any page other than the home page) to our site without our specific written permission.
We will respect your rights regarding the protection of personal data and while we are glad to receive from you any stories, comments, suggestions, ideas, graphics, pictures or anything else you wish to send to us, do please remember that, by uploading or sending us such material through this site, you assign all your interest in it to us and, depending on which law applies, we will either own the material you send to us on this site or you will be deemed to have granted us an exclusive and perpetual license to use it.
That means that all stories, comments, suggestions, ideas, graphics, pictures or other information uploaded or sent through this site, not in connection with a job application, are automatically deemed to be either the property of our company or can be used by it. This information is not confidential and we can use it as we see fit - that includes reproducing it, disclosing it, publishing it, or broadcasting it here or somewhere else, in this or any other medium now known or later invented. Under no circumstances are you entitled to any payment if we do use your submission for any purpose.
You may not engage in any activities through the web site which are unlawful, offensive, abusive, which violate the rights of third parties, or which inhibit other users from using and enjoying this web site. You may not monitor or copy Content on this web site, by using any robot, "bot," spider, crawler or other automatic device or manual process, without our written permission, or engage in any activity which interferes with the proper working of this web site. You agree to indemnify, defend and hold harmless our company and its subsidiaries, affiliates and employees from any damages, liabilities and expenses (including reasonable legal fees) arising from any third party claims resulting from, or arising out of, your use of the web site. We reserve the right to terminate your access to our web site at any time, without notice, for any reason whatsoever.
Although this web site may refer to products or services of third parties or link to third party sites or information, we do not endorse or make any warranties or representations about them. Any links to other sites are provided for your convenience only. You need to make your own decisions regarding third party products, services and web sites.
Use of this Site: Limitation of Liability and Disclaimer
Neither Panacea Finance nor any of its worldwide affiliates, nor anyone who helped develop, create, produce or deliver the content on this site is liable for any damages related to your use of or inability to use the site, even if advised of the possibility of such damages, unless they acted willfully or with gross negligence or that liability may not otherwise be lawfully excluded. This includes, but is not limited to:
Damages intended to compensate you directly for any loss or injury;
Damages that do not flow directly from an action, but only from some of the consequences or results of such action (consequential damages); and
Other miscellaneous damages and expenses, such as incidental, special or punitive damages. This exclusion will not cover liability for death or personal injury or liability for a breach of statutory or contractual duties.
We use reasonable efforts to ensure that accurate information is provided on this site, but do not guarantee such accuracy, and make no representations regarding the use or results of use of any content on this site in terms of its accuracy, reliability or any other matter. Without limiting the foregoing, and to the extent permitted by law, the functions contained in this site, the operations of this site and all content on this site are provided as is, without warranty of any kind, either express or implied, including, but not limited to, any implied warranties of merchantability, fitness for a particular purpose, accuracy or non-infringement (but excluding any implied warranty or condition which may not be lawfully excluded). There is no warranty against interference with your enjoyment of the information on this website.
There is no warranty that this web site, the information contained in it or our efforts will fulfill any of your particular purposes or needs.
While we reserve the right to remove any postings or any other information that we feel may be offensive or otherwise objectionable, we are not responsible for any material posted by any user or for any information whatsoever contained in any linked sites. You agree that our company and its worldwide affiliates are not responsible or liable for any defamatory, offensive, infringing or illegal conduct of any other visitor to this site or any other third party.
If any provision of this Agreement is found to be void, unlawful or unenforceable for any reason, that portion shall be deemed severable from these terms and shall not otherwise affect the validity and enforceability of any remaining provisions. We reserve the right to pursue any remedy available to it at law or in equity if you breach this Agreement.
What about message boards, or other interactive forums?
We may offer message or bulletin boards, or interactive areas where visitors may post comments or information for our visitors' enjoyment. If there is a bulletin or message board, or other interactive areas where personal information may be posted at this site, be sure to check our rules before entering, as you will be bound by them as well as our General Terms and Conditions. As you know, anything you post online is available for the world to see. We make no representations and undertake no obligations as to information you voluntarily post.
What do we do to safeguard personal information?
We have instituted safeguards to check that our internal procedures meet our high policy standards. We also use our best efforts to be sure that third parties who work with us as our agents to make this site and its contents available to you, and to fulfill your orders and requests, agree to protect personal information that they must access in order to serve our site and our visitors, and honour your preferences about contacts you receive.
What about links to other web sites?
What else do you need to know?
We reserve the right to use or disclose any personal information as needed to satisfy any law, regulation or legal request, to conduct investigations of consumer complaints or possible breaches of law, to protect the integrity of the site, to fulfill your requests, or to cooperate in any legal investigation.
Our company registration number is 08666729.
Our Head Office Address is:
Florence House, Lower High Street, Waddington, Lincoln LN5 9QA, UK